Swift Pay
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Welcome back
Log in to continue managing your Naira, foreign currency and crypto in one place.
Phone number
🇳🇬 +234
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OR
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Let's start with your phone number. We'll send you a code to confirm it's really you.
Phone number
🇳🇬 +234
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Tell us about yourself
This information is used to secure your account and personalize your experience.
Full name
Email address
Date of birth
Gender
Male
Female
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Enter the email address linked to your account. We'll send a verification code to confirm it's you.
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Liveness check
Position your face in the frame
Step 1 of 3
Make sure your whole face is visible
Remove glasses, hats or face coverings
Use a well-lit, plain background
Follow each on-screen prompt in order
Liveness detection powered by Smile ID / Dojah
Identity verification
CBN regulation requires both your BVN and NIN to unlock Tier 2/3 limits, including GBP transfers and crypto withdrawals.
Bank Verification Number (BVN)
National Identity Number (NIN)
🔒
Your BVN and NIN are used only to confirm your identity with NIBSS/NIMC and your financial institution, and are never shared with third parties.
Identity checks & liveness powered by Smile ID / Youverify
Enter your PIN
Welcome back
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Total balance (NGN equivalent)
₦4,812,940.75
+2.4% this week across all currencies
Convert
Send
Add
Withdraw
Your wallets
See all
₦
NGN WALLET
₦2,318,610
Main balance
GB
GBP ACCOUNT
£1,240.50
≈ ₦2,665,075
US
USD WALLET
$412.30
≈ ₦630,819
₿
CRYPTO
$298.10
≈ ₦456,003
🇬🇧 GBP ₦2,148.60 ▲0.4%
🇺🇸 USD ₦1,530.15 ▼0.1%
🇪🇺 EUR ₦1,782.90 ▲0.2%
₿ BTC ₦98.4M ▲1.8%
Recent activity
See all
NGN → GBP
Today, 10:24 AM
+£120.00
Completed
Bought USDT
Yesterday, 4:12 PM
−₦150,000
Completed
Wallet top-up
Mon, 2:05 PM
+₦500,000
Pending
Move money
Convert between your own Swift Pay wallets — instantly, at the real exchange rate.
You send
₦
NGN
Recipient gets
GB
GBP
🔒 Rate locked for 60s · 1 GBP = ₦2,148.60
Amount₦250,000.00
Conversion fee (0.5%)₦1,250.00
Total to pay₦251,250.00
FX conversion & multi-currency wallets powered by Verto
Quick pairs
NGN → GBP
NGN → USD
NGN → EUR
NGN → USDT
GBP → NGN
GBP account
🇬🇧 UK ACCOUNT
VIRTUAL
Available balance
£1,240.50
Account details
Account name
Ademola Okafor
Account number
32 84 91 07 📋
Sort code
04-29-09 📋
Bank
Clearbank Ltd, UK
GBP activity
NGN → GBP
Today, 10:24 AM
+£120.00
Completed
Sent to J. Adeyemi
3 days ago
−£65.00
Completed
Your wallets
Total balance (NGN equivalent)
₦4,812,940.75
+2.4% this week across all currencies
Currency wallets
₦
NGN Wallet
Main balance
₦2,318,610
GB
GBP Account
≈ ₦2,665,075
£1,240.50
US
USD Wallet
≈ ₦630,819
$412.30
₿
Crypto
≈ ₦456,003
$298.10
Quick actions
Convert
Add
Send
Withdraw
NGN Wallet
Available balance
₦2,318,610
Main spending balance
Fund this wallet
BankWema Bank
Account number9012440711
Account nameSwift Pay - Ademola Okafor
Recent activity
Wallet top-up
Mon, 2:05 PM
+₦500,000
Completed
Sent to Tioluwani Bello
Fri, 4:40 PM
−₦45,000
Completed
Crypto wallet
Total crypto value
$298.10
+1.8% today · ≈ ₦456,003
Wallets & settlement via BVNK · buy/sell via Transak · transactions screened by Chainalysis / TRM Labs
Your assets
Bitcoin
0.00142 BTC
$139.75
▲ 2.1%
Tether
120.00 USDT
$120.00
0.0%
Ethereum
0.0118 ETH
$38.35
▼ 0.6%
Deposit address
USDT (TRC20)
TXk9...4pQ2
📋
Transaction history
All
Conversions
Deposits
Crypto
Today
NGN → GBP
10:24 AM · Rate 2,148.60
+£120.00
Completed
Wallet top-up · Bank transfer
8:02 AM
+₦500,000
Pending
Yesterday
Bought USDT
4:12 PM
−₦150,000
Completed
Sent to J. Adeyemi (GBP)
1:47 PM
−£65.00
Completed
Mon, 29 Jun
NGN → USD
2:05 PM · Rate 1,530.15
+$200.00
Completed
Profile
AO
Ademola Okafor
+234 803 219 4471 · ade.okafor@email.com
✓ Tier 2 Verified
Account
Log out
Swift Pay v1.0 · Prototype
Security
PIN management
Identity verification
Login preferences
Require PIN on app open
Ask for your login PIN every time you reopen Swift Pay
Transaction alerts
Get notified for every transaction over ₦10,000
Two-factor authentication
Extra OTP step for new device logins
Send money
Sending from
₦
NGN wallet
₦2,318,610
Recipient receives in
₦
NGN — Nigerian bank / Swift Pay user
Swift Pay user
Bank account
Search by phone or username
Recent recipients
TB
Tioluwani Bello
@tiolubello · Swift Pay
JA
J. Adeyemi
@jayade · Swift Pay
CO
Chidera Okoro
+234 806 512 90.. · Swift Pay
Amount
YOU SEND (NGN WALLET)
₦
RECIPIENT GETS (GBP)
£0.00
Transfer fee₦25.00
Total to pay₦25.00
Add money
Fund your NGN wallet
AMOUNT
₦
Choose a method
Bank transfer
Instant · Use your dedicated NGN account
Debit / credit card
Instant · 1.5% processing fee
USSD (*945#)
No internet required
Collections processed via Paystack / Flutterwave · virtual account & card verification included
Withdraw
From
₦ NGN Wallet · ₦2,318,610
▾
To
AB
Access Bank · 0123456789
Ademola Okafor
Amount
YOU WITHDRAW
₦
Withdrawal fee₦50.00
Arrival timeWithin 30 mins
Bank payout via Paystack / Flutterwave
Personal information
AO
Change photo
Full name
Email address
Phone number
Date of birth
Home address
Linked bank accounts
Your accounts
AB
Access Bank
0123456789 · Ademola Okafor
Default
GT
GTBank
0089213456 · Ademola Okafor
Remove
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Bank name
Account number
Notifications
Push notifications
Transaction alerts
Money in, money out, conversions
Rate alerts
When GBP, USD or EUR rates move favorably
Security alerts
New device logins and PIN changes
Promotions & offers
Occasional product news and offers
Email & SMS
Email statements
Monthly account summary by email
SMS alerts
For transactions over ₦50,000
Help & support
Talk to us
Live chat
Typically replies in under 2 minutes
Call us
0700-SWIFTPAY · Mon–Sat, 8am–9pm
Email support
support@swiftpay.app
Frequently asked questions
How long do GBP transfers take?
Naira to GBP conversions land in your virtual UK account instantly, 24/7. Transfers out to other UK banks usually arrive within a few hours on business days.
Why do I need to complete KYC?
Nigerian and international regulations require us to verify your identity (BVN/NIN and a liveness check) before you can hold foreign currency or trade crypto above the free tier limits.
What happens if I forget my transaction PIN?
Go to Security & PIN and tap "Forgotten transaction PIN?" — we'll verify your email with a code before letting you set a new one.
Are my funds safe with Swift Pay?
Your Naira balance is held in a licensed partner bank, and your GBP account is safeguarded by our UK banking partner. Crypto assets are held in insured custodial wallets.